Comprehensive Opt Out List for Marketing Databases

Major data breaches like the recent Epsilon Breach occur frequently, even if you don’t hear about all of them. With all the publicity surrounding this particular breach, people have been asking how to remove themselves from some of those marketing lists that are frequently compromised.

Opting our of marketing databases is one way to lower your risk of becoming a data breach victim.

So, how do I get out of marketing data bases?

Most databases allow you to opt out of having them share and sell your information, you just need to find out how.  Many sites make it tricky to get this done, but most sites that are selling or harvesting your information allow you to do so one way or another.

The Privacy Rights Clearing House lists 135 marketing data brokers who are selling your private information, and tells you whether or not they have opt-out policies. If they do, you have to go to the brokers’ websites and suppress your name yourself. Most of the sites have hard-to-find opt out pages, but you can generally track them down by visiting the Privacy Policy which frequently appears as a link in small print at the bottom of the home page.

How to Opt Out of Data Miners and Online Directories

Whether you like it or not, your information is available publicly to everyone through online directories. Businesses and advertisers have the ability to easily find this information and then market their products to you. This means that you have never actually “opted-in” to receive these ads. Fortunately, there are ways for you to “opt-out” of widespread information sharing (see the list of more than 120 ways below).

The Top 4 Opt-Out Opportunities:

  1. www.OptOutPreScreen.com. Remove yourself from the marketing lists sold by the three major credit reporting bureaus, Equifax, Experian and TransUnion. There is not cost for this list.
  2. www.DMAchoice.org. This puts you on a Do Not Mail list for the Direct Marketing Association. The cost is $1, but it is well worth the instant trip down in your mail.
  3. White Pages. That’s right, your old-fashioned printed phone directory is the source for most of the online contact info databases. Remove your directory listing (you will likely have to the phone company every month to have your info NOT shared – I know, it’s asinine) or otherwise opt out.
  4. www.Spokeo.com. To opt out, read this blog post about removing your info from Spokeo. This is one of the more utilized sites by identity thieves, stalkers and scammers.

Spokeo Shows Your Home with Only a Name?

True. Unless you have chosen to Opt Out (see below), a picture of your home is only one search away on Spokeo.com, even if I don’t have your address.

Check it out for yourself at www.spokeo.com. On most profiles, if Spokeo has your current address, they also have a picture of your home. It is the same as Google Street View, almost. The difference is that on Google Street View or Google Maps, you can’t easily look up someone’s address based on their name and find the corresponding picture of their home.

In other words, Spokeo aggregates your personal data in a more sophisticated way, ultimately giving users the ability to search on your name and peel back layers of your personal information. This has caused a recent web buzz on the subject and is pushing people to go on their site to remove information you don’t want to share with the world. A few months ago I posted a video about removing your information from Spokeo. Here are the steps.

  1. Visit www.Spokeo.com.
  2. Type in your name and click on the record that belongs to you (if it exists).
  3. Copy the URL in your web browser that points specifically to your record (you should see your name in the URL, something like this: http://www.spokeo.com/search?q=Smith%20Sample#Sample:1219812367)

Sileo Identity Theft Prevention Checklist

Identity theft prevention is not a one-time solution. You must accumulate layers of privacy and security over time. The following identity theft prevention tips are among those I cover in one of my speeches, Think Like A Spy: Information Survival Skills and expand into protecting organizational or corporate data.

  1. Trust Your Instincts. Most of prevention is common sense.
  2. When someone asks you to share private information, think – Hogwash! Learn more about establishing a Fraud Reflex.
  3. Ask aggressive questions to spot a ConJOB: Control, Justify, Options & Benefits. Learn more about exposing a ConJOB.
  4. Target (or prioritize) your responses & options to protect the most valuable items first.
  5. Use sophisticated Identity Monitoring (Discount = CSIDFRIEND).
  6. Review your Free Credit Report 3X per year at www.AnnualCreditReport.com.
  7. Opt-Out of financial junk mail at www.OptOutPreScreen.com (1.888.567.8688).
  8. Stop Marketing Phone Calls at www.DoNotCall.gov – remove phone & cell numbers from junk caller lists.
  9. Freeze Your Credit. State-by-state instructions at www.Sileo.com/credit-freeze.
  10. If you don’t want to use a credit freeze, place Fraud Alerts on your 3 credit files.
  11. Stop Sharing Identity (SSN, address, phone, credit card #s) unless necessary.
  12. Simplify Your Wallet. Chapter 4, Privacy Means Profit.
  13. Protect Your Computer and Online Identity. Chapters 6 and 12, Privacy Means Profit.
  14. Protect your Laptop. Visit www.Sileo.com/laptop-anti-theft for details.

Opting Out of Financial Junk Mail

Opt Out of Financial Junk Mail

Your private data is bought and sold by junk-mailers without your knowledge, but you can easily opt out by calling 1-888-567-8688 or visiting www.OptOutPreScreen.com.

There are complete industries built around collecting, massaging and selling your data – your name, phone number, address, spending patterns, net worth, the age of your children, the magazines you buy, etc. Companies buy bits of your privacy so that they can knowledgeably market products to you that you are likely to purchase.

To minimize the amount of your personal information bought and sold on the data market, begin “opting out”.  Opting out is the process of notifying organizations that collect your personal information to stop sharing it with other organizations. “Pre-approved” credit card offers (i.e., financial junk mail) are a major source of identity theft. Those mailers give thieves an easy way to set up credit card accounts in your name without your consent. They spend money on the card and default on the balance, leaving you with the mess of proving that you didn’t make the purchases. The solution is to opt out of receiving pre-approved credit, home loan and insurance offers.

Spokeo – Scary Bad & How to Opt Out

I found out a way to get yourself off spokeo.com!

Go to the website and look yourself up, then click on your name… once you have done that copy the URL in your web browser. Now, go to the bottom right of the page in small faded blue text, click privacy (third from the left). Once done, paste in the link you copied from the page you found yourself on and enter your email and the security code listed. This is a case where I would use a second email account (your designated junk-email account), not your main email to avoid the build up of possible spam emails that follow. It will then send you an email confirmation where you must click the URL to confirm removal.  Voila! You have been removed.

John Sileo speaks on information control, identity theft prevention and data breach avoidance. His clients include the Department of Defense, Pfizer and the FDIC. To learn more, contact him directly on 800.258.8076.

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