Posts tagged "Online Shopping"
Why fight parking-lot-road-rage, UFC-sanctioned-psycho-shoppers and 12 a.m.-midnight-start-times on Black Friday when you can shop from the comfort of your laptop or iPad while sipping eggnog on the couch (or more likely, from your office desk)? I’m talking about Cyber Monday, of course – the day that online merchants heavily discount their products and generally give free shipping as well. By shopping online, you get most of the same deals and discounts (some of them better) without the breakneck competition common in stores the day after Thanksgiving.
Online shopping during the holidays is a convenient, green, inexpensive way to celebrate the season with less stress. In fact, it’s such an efficient way to buy gifts that cyber shoppers will spend close to $2 Billion this coming Monday. If you are one of them, take a few steps to add peace-of-mind to your peaceful holidays.
According to a new survey, most online consumers are not taking the proper precautions when shopping online, putting them at a far higher risk of cyber-fraud. 75% of participants thought that a firewall alone could protect them while online. 62% of those polled thought that anti-virus software was enough protection to stop spy-ware. Are you part of these statistics?
While firewalls and anti-virus software are two important aspects of protecting yourself online, there is much more you need to do to keep yourself safe.
Here are additional statistics from the survey:
- While online, 45% of consumers are most concerned about identity theft, 41% about privacy, and 45% about computer viruses.
- While 28% of consumers thought that their identities were secure on mobile devices, most are more aware that their mobile devices are also vulnerable to malicious cyber-crime.
Don’t let a Cyber Scrooge Spoil Your Holidays!
Although most shoppers gear up and focus on Black Friday, Cyber Monday offers tons of hot deals to online shoppers. It began in 2005 and quickly became one of the biggest online shopping days of the year. On average, online shopping increases by 16% (worth more than $760 million dollars) on this one day alone!
Shoppers find the appeal in avoiding parking lots at malls, bustling stores and frantic holiday crowds. While it is very convenient, you can also be putting yourself at greater risk for identity theft and credit card fraud if you are not careful. In any situation there are steps you can take to protect yourself and make it easier to detect fraud if you become a victim. If you protect yourself, I feel that you are safer shopping online than in person (where about 15% of identity theft takes place).