Posts tagged "John Sileo"
Holiday Security Tips: On the eighth day of Christmas, the experts gave to me, 8 scam detectors
Most of us are too busy to monitor every form of identity that is at risk. Unfortunately, victims usually get hit when they take their eye off the ball.
Solution: Purchase a comprehensive identity monitoring service
While a partridge in a pear tree may have been appreciated in 18th century England, it’s not a very coveted item these days! Instead, help out the ones you love (and yourself!) by giving the gift of identity theft monitoring.
Holiday Security Tips: On the seventh day of Christmas, the experts gave to me, 7 fraud alerts
George Bailey had his identity taken away to learn a valuable lesson. His guardian angel was able to reinstate it at the end of the movie, but if your identity is stolen, you may not be so lucky. Sometimes there is no possible way to prevent identity theft. The reality of living in the information economy is that your identity will occasionally be compromised. But don’t worry – if you catch fraud quickly, you won’t lose much.
Solution: Use Automated Account Alerts to Catch Fraud Quickly
Catch holiday identity theft quickly by actively monitoring your checking, debit and credit card accounts.
The key is to catch and resolve fraud within 30 days, before it becomes a headache.
Holiday Security Tips: On the sixth day of Christmas, the experts gave to me, 6 safe celebrations
Isn’t it unfortunate that holiday parties, at home or at work, are a major source of data theft? Crafty thieves are searching for smartphones, iPads, financial documents, checkbooks, credit and debit cards, laptops, client lists, thumb drives, files, mail, purses, wallets and all other sources of identity. The data on digital devices is a veritable goldmine equal to making off with the Roast Beast.
Solution: During parties, lock identity behind closed doors (and away from acquaintances)
Ignore the voice of denial (it sounds like Boris Karloff) insisting that your friends, family, co-workers, vendors, customers and colleagues wouldn’t possibly steal from you. Cindy Lou Who didn’t suspect the kindly “Santie Claus” either! I hear hundreds of stories every year after my speaking engagements with the same sad ending: the victim knows the thief! Don’t assume the worst about your guests; just don’t assume anything and protect yourself preventatively.
Holiday Security Tips: On the fifth day of Christmas, the experts gave to me, 5 Facebook fixes
In general, we share too much information on social media sites. During the holidays, we are positively intoxicated with the giving spirit! Without thinking, we share our holiday travel plans, click on seemingly charitable links or post pictures of a fun night out. And when you share with friends on Facebook, you are sharing with their friends and ultimately, most of the literate world. The problem is, some of those people aren’t really friends and only want to separate you from your holiday dollars.
Solution: Apply these five fixes to ALL of your social sharing (not just Facebook)
- Customize your privacy settings. Sixty percent of social network users are unaware that their default privacy settings let others into most of their personal information. Facebook does a decent job of explaining how to lock your privacy down(https://www.facebook.com/help/privacy) but you must spend at least 90 minutes going over the settings to properly protect yourself.
Holiday Security Tips: On the fourth day of Christmas, the experts gave to me, 4 pay solutions!
True or False?
When you use a debit card, funds are more secure because they are drawn directly from your bank.
False. While it’s true that funds are drawn directly from your bank, it actually makes it harder to get the money reimbursed while the issue is being resolved if fraud does occur.
You can receive a reimbursement for debit card fraud up to a year later.
False. Debit cards generally only reimburse fraudulent purchases if you catch them within 60 days.
It is safer to use a credit card than a debit card.
True. When you use a credit card, nothing is withdrawn from your bank account immediately. Pending transactions can take several days to clear. In addition, credit cards uniformly give you more protection than debit cards and your maximum liability is capped at $50.