Posts tagged "“Identity Theft"
It’s no surprise that identity theft once again tops the “Dirty Dozen” tax scams put forth by the IRS for 2014. They warn that if an identity thief has access to your personal information, such as your name, Social Security number or other identifying information, he or she may use it to fraudulently file a tax return and claim a refund in your name. Think of the implications for the 110 million victims of the recent Target data breach as well as victims of the hundreds of other breaches at other retailers, universities, healthcare providers, government agencies and so on.
KrebsOnSecurity reports that the information from the Target breach alone has reportedly flooded underground black markets and cards are being sold from around $20 to more than $100 each. This data is being sold in hundreds of online “stores” advertised in cybercrime forums. A fraud analyst at a major bank was able to buy a portion of the bank’s accounts from such a store.
Today marks the start of the Affordable Care Act (aka Obamacare). As with any new, massive, government-sponsored program, scammers and identity thieves will try to take advantage of the public’s confusion and unfamiliarity with the new Health Exchanges (which we’re calling Obamacare Identity Theft).
Universities perfect learning environment for data security
Higher Ed Organizations are among the highest risk groups to become victims of identity theft and data breach. Because students are relative “beginners” when it comes to personal finances, because university environments are predicated on trust and credibility, and because of the recent progress towards a mobile-centric, social-networking-dominated campus, higher education’s digital footprint is constantly exposed to manipulation.
“The most engaging speaker I’ve ever heard – period.” Debbie Bumpous, NSU Chief Information Technology Officer speaking about John Sileo
“John Sileo was the secret sauce in launching our cyber security awareness program” – University of Massachusetts Director of IT
Online reputation services have a special responsibility to keep clients safe. How can you protect yourself when the very company you rely on is breached?
Would you trust a site with your personal information after it suffered a breach? What if that site’s sole purpose is to protect your reputation?
helps its members maintain a reputable online profile, but the site’s own profile was damaged by a recent data breach that led to the exposure of customer information. Although no Social Security numbers or financial information was lost, names, email addresses, and physical addresses were exposed. It’s been reported that some dates of birth, phone numbers, and occupational information were also lost. A “small minority” of customer accounts had hashed and salted passwords stolen.
Hashing’ passwords is the process of using algorithms to change customers’ passwords to a unique data string. The ‘salt’ adds more characters to produce a unique data fingerprint. The company has notified all customers of the breach and reset passwords to protect them. But Reputation.com
is not alone in being hacked recently. LivingSocial, a daily-deal website, was breached, affecting 50 million customers.
Maintaining our online reputation is important to us and the internet, social media and mobile technology are great tools that give us a competitive advantage. However, we cannot ever take our online privacy
for granted. Three tips to keep you ahead of identity theft are:
- Use a password protection program that makes it easy to use highly-encrypted passwords
How to Stop Check Fraud and Check Washing
Check washing, a highly common form of check fraud, is the practice of removing legitimate check information, especially the “Pay To” name and the amount, and replacing it with data beneficial to the criminal (his own name or a larger amount) through chemical or electronic means. One of the many ways to protect yourself against check fraud is so important that it deserves its very own article.
A foolproof way to protect your checks from being altered, whether by washing or by electronic means, is to use security checks offered by most companies.
Here are some of the features of Deluxe High Security Checks that safeguard you not only against check washing, but other high tech forms of check fraud as well:
- Safety security paper (visible and invisible fluorescent fibers, chemical-sensitive)