‘Identity Theft Speaker’ Articles

I received an email last night from a well-known TV anchor wanting my input on a new Facebook issue.  He’d read that when calling Facebook Headquarters, the automated attendant comes on and gives you options to reach each department, and the second option was to press 2 for “law enforcement.”

It could seem odd to many, but it’s true. If you call the Facebook Headquarters (650-543-4800) and reach the switchboard, the 1st option is “For customer support, press 1″ and the second option is “For law enforcement, press 2″. Law enforcement comes ahead of business development, marketing, press, and employment verification in the list of options.When you press 2, the next message says: “This message is only for members of law enforcement. Please note that due to a very large volume of incoming calls, the current call back time is two to four business days. For a faster response, please leave your work authorized email address… A member of Facebook’s security team will email in a timely manner.” Which means that Facebook is very busy fielding calls from law enforcement.

The anchor, and the rest of us, want to know why!

Last week Facebook introduced a new location tracking application called Facebook Places. This gives users the ability to check in with Facebook from their mobile device and update their friends (and even tag their friends) on where they are. What many Facebook users don’t realize is that this tool is currently activated by default, and in order to turn it off, users have to go in and adjust their privacy settings. Until you do that, your friends can check you in to different locations (and you may not even be there!).

Here is the step by step process to disable Facebook Places:

1. Log into your Facebook account, and at the top right drop down menu under Account click Privacy Settings.Once you are in Privacy Settings you will see this screen:

2. Click Custom (if that isn’t your selection already) and then click below 0n Customize Settings.

3. You should see the following screen, where you will need to make 2 changes – first, to Things I share and then to Things others share. Under Things I share click on the drop-down box next to Places I check in to click custom and chose to make this visible to  Only Me.

5. Scroll down on the Customize page to Things others share:

Were you surprised the other day when I said that your children are highly attractive targets of identity thieves because they have untouched and unblemished credit records?  Let me tell you just how easy it happens.

How Does It Happen?

All an identity thief needs to ruin your child’s bright financial future is her name and Social Security Number.

“Shouldn’t my child’s age show up on any credit background check, shouldn’t the merchant recognize that the person in front of them buying a car on credit isn’t seven years old?” you ask.

Yes, it should, but the people screening the credit report rarely give it the time and care necessary to detect fraud.

All too often, background checks involve simply matching the name and the Social Security Number provided. This leaves doors wide open for scandalous minds to wreak havoc on your child’s perfect credit. The most unsettling part is that the age of the applicant (in this case, the person posing as your child) becomes official with the credit bureaus upon the first credit application. This makes clearing a sabotaged credit record even more difficult because you have to prove to the credit bureau that your child is only seven and isn’t responsible for thousands of dollars of debt.

Facebook has the Population of the Third Largest Country

Wednesday, July 21, 2010 marked a big day for Facebook. CEO and founder Mark Zuckerberg announced in a blog post that the social networking website hit over 500 million users in only 6 years.

If you take a look at the worlds largest countries in terms of population (as of today according to Wikipedia) you find that China is #1 with 1,339,130,000, India is #2 with 1,184,513,000 and #3 is the United States with only 309,944,000. This would mean that if Facebook were a real country with their population of 500,000,000, then it would clearly surpass the USA for the #3 ranking.

Many believe that Facebook will hit a billion users in less than a year by looking the rapid growth they have encountered since their founding.  With their fast expansion the privacy issues on the website keep mounting as well. Make sure when you are using Facebook you are using it with the best possible protections – your common sense. Click here to learn more on Facebook Safety for users and parents of users.

In the Privacy Calendar, the action items that are important to take to protect your identity are listed by priority rather than mind-set. The order was determined according to three criteria:

1. Which steps need to be taken first to make the process simple?
2. Which actions are most effective at preventing identity theft?
3. Which items are you most likely to complete given time and resource constraints?

The detailed information for taking each of the steps is contained in the individual mind-set chapters of Privacy Means Profit, which are shown in italics and enclosed in parentheses following the steps, for easy identification. I strongly recommend that you refer back to each chapter for in depth explanations of each step.
I also highly recommend that you set up a schedule for yourself and complete the items phase by phase. Take 10 minutes a day, one hour per week, or one weekend a month and schedule time to ‘‘accumulate privacy.’’ If you have to wait on one of the action items—for example, you order your credit report but it will be 10 days before you receive it—move on to another of the items further down the list and return to the item you skipped when you receive the report.

Privacy Means Profit (Wiley) available in bookstores today!

Here are The Top 5 Reasons You Shouldn’t Buy It:

You love sharing bank account numbers, surfing habits and customer data with cyber thieves over unprotected wireless networks

You never tempt hackers and con artists by using Gmail, Facebook, LinkedIn, Twitter, Google Docs, or other cloud computing platforms to store or communicate private info, personally or professionally.

You bury your head in the sand, insisting that “insider theft” won’t affect your home or business.

You’ve already hardened your laptops and other mobile computing devices in 7 vital ways,  eliminating a major source of both personal and corporate data theft.

You have a “thing” for identity theft recovery costs and would rather invest thousands in recovery than $25 in prevention.

If you want to defend yourself and your business against identity theft, data breach and corporate espionage, then buy a copy of Privacy Means Profit.

Privacy Means Profit

Prevent Identity Theft and Secure You and Your Bottom Line

Privacy Means Profit builds a bridge between good personal privacy habits (protect your wallet, online banking, trash, etc.) with the skills and motivation to protect workplace data (bulletproof your laptop, server, hiring policies, etc.).

ThinkLikeASpy.com got a makeover!

We recently updated our website dedicated to my day job as a professional identity theft speaker and expert. The re-launch reflects the release of our new book, Privacy Means Profit, updated resources and our recent appearance on 60 Minutes.

We hope the new website will help you stay up to date on current information survival issues like social media exposure, browser espionage, cyber theft and host of other issues.

Feel free to email us with any questions, comments or feedback on the new site.

The New Features include:

• New Videos and Fraud Training
• More Customer and Video Testimonials
• Identity Theft Resources to aid in prevention and recovery
• A Downloadable Speakers Packet
• A new Identity Theft Prevention Store where you can purchase further resources for protecting yourself, your family and your business

By Mickey Murphy

Information security. Identity theft. Black hat hackers. This all sounds like three-alarm lingo from some old DC comic book: “Immediately sign over all of your wealth, or I will hack you and steal your identity!” What do these oblique, non-intuitive terms mean? Here is how Wikipedia defines them: Information security — “Protecting information and information systems from unauthorized access, use, disclosure, disruption, modification or destruction.” Identity theft — Fraud that involves someone pretending to be someone else in order to steal money or get other benefits.” Black hat hackers (also known as crackers) — “Hackers who specialize in unauthorized penetration” of computer systems, as opposed to white hat hackers who test computer systems for companies to determine their penetrability.

However we characterize them, information security, identity theft and so on represent major challenges today.

A prime example of consumer vulnerability came last year when federal authorities indicted three men on charges of hacking into computer systems at numerous Dave & Buster’s restaurants and stealing

credit card information. The federal government accused the men of stealing “Track 2” magnetic stripe data — which includes account numbers, expiration data and security codes — from customers’ credit cards, and then selling this information to others who used it to make fraudulent purchases.

Nigerian scams happen everyday to thousands of victims in various ways: email, snail mail, fax, Facebook and for the first time in our experience, the “Contact Us” page on our website. This is significant because it shows the the technology of the Nigerian crime rings has advanced enough to foil the Captcha device on our website.

Nigerian scams (more accurately known as advanced-fee fraud) have been around for ages and were named because they originated in Nigeria. To create the scam, criminals generally claim that there is a large sum of money that can only be released to a relative of some deceased member of royalty.  Victims are asked to provide a bank account into which the money can be transferred and are promised a large percentage of the money for performing the service. In some cases, victims may also be asked to pay a fee or a series of fees for the release of the money.  Once the victim has provided account information, the criminals will often drain their bank accounts, and occasionally use that information to open new, fraudulent accounts.

If you have never seen one before I highly recommend you read this. They change frequently and recently have been taking more complex forms, but the intention is always the same: to steal your money in exchange for the prospect of wealth that never materializes.  After seeing how they try to lure you into helping them with a compelling story,  you will be able to spot them with ease and protect yourself form becoming a victim.

People will do something—including changing their behavior—only if it can be demonstrated that doing so is in their own best interests as defined by their own values.
—Marshall Goldsmith, What Got You Here Won’t Get You There

People don’t change bad habits until they have a compelling reason. Too often that compelling reason is the result of a habit’s negative outcome; but the promise of positive rewards resulting from the establishment of good habits can be a strong motivator. In the workplace, aligning responsible information stewardship with personal and professional gain can set the stage for good privacy habits.

Here are 5 steps you can take towards perfecting your own Privacy Habits:

1. Tighten up online passwords. Create strong, alphanumeric passwords. Instead of your password being Sunflower make it $uNf(0w3R.  Don’t use common password reminders such as your dog’s name, street address, or mother’s maiden name. All of those would be easily uncovered by an identity thief.
2. Buy a Shredder – and use it. By shredding anything that has your name, address, birthday, social security number, or account numbers on it, you will be less likely to have your identity stolen through the trash. Make sure that the shredder you chose is kept in a convenient location – if you can’t get to it fast, you won’t use it!