Posts tagged "identity theft expert"
Click the Photo to Watch the Video on the Rachael Ray Site
We wanted to share some good news! John will be appearing on CBS’s The Rachael Ray Show this Wednesday, January 29 to talk about the latest identity theft trends and threats. Watch a trailer of the show or find out when and where it airs in your area.
Rachael asked John to go into one of their audience members homes and pick it apart from a privacy standpoint. John took a look at everything, from items hidden under the mattress to filing cabinets, trash cans, computers, mobile devices and more. If you want to learn how to bulletproof your home and self against identity theft, tune in tomorrow morning to The Rachael Ray Show (CBS).
I got my start as an identity theft speaker. I write and speak on the importance of being vigilant about protecting yourself from identity theft and online fraud from many angles: the stress of trying to reestablish your credibility, rebuilding relationships, regaining control of your personal information, perhaps even fighting to stay out of jail as I had to do. So while I’m an identity theft speaker, my motivation is always completely human. We as humans make flawed decisions about how we fail to prepare for things like identity theft. We as humans are the ones that make the difference in fighting this crime. As it turns out, our wealth is at risk.
If you are one of the 40 million customers who have used a credit or debit card at Target stores in the United States between November 27 and December 15, you’d better start checking your accounts for fraudulent activity. Target confirmed that the data stored on the magnetic strip of cards (customer names, debit or credit card numbers, and card expiration dates) were taken, along with the three-digit security codes (CVVs) often imprinted on the backs of cards.
The type of data stolen would allow thieves to create counterfeit credit cards and, if pin numbers were intercepted, would also allow thieves to withdraw cash from ATM machines. Only in store purchases are at risk, so online shoppers need not worry.
Target spokeswoman Molly Snyder would not comment on how customers’ data were stored or encrypted prior to the attack, saying that would be part of the ongoing investigation. Target immediately notified law enforcement authorities and financial institutions, and the issue is being investigated by the Secret Service and a third-party forensics firm.
As you head into the holiday season, one of the best steps you can take to protect your bank account is to eliminate the use of your debit card. While delivering a keynote speech in Washington DC last week, someone asked me if I could name ten times when you should NOT use a debit card. I replied, “It’s a trick question because the answer is NEVER!” I seriously do feel that way, but I know there are people who either need to or prefer to use a debit card rather than a credit card or cash, so I want you to be informed about how to use it wisely.
It seems I’ve spent a lot of time lately writing about the Surveillance Economy. This may be a strange expression to some, so I’ll define it as the use and exploitation of our location information derived from traffic surveillance cameras, new technologies like Google Glass and cell phone GPS tracking, among others. Recent topics we’ve covered include the NSA PRISM scandal, hacking Google Glass, Homeland Security’s seizures of electronic devices when crossing borders, and even drone use. Some of those may seem to be out there in a world that doesn’t affect us directly, but here’s one that hits very close to home for anyone who owns a vehicle.
The American Civil Liberties Union released a report in July of 2013 entitled You Are Being Tracked that outlines the use of automatic license plate readers. These devices, which can be mounted on police cars or on objects like road signs or overpasses, use small, high-speed cameras to photograph thousands of plates per minute. They effectively collect and store information about not only vehicles of potential or known criminals, but everybody who drives a car!