Posts tagged "Cyber Monday"
It’s almost Cyber Monday, so tell me something – why do you shop online? Because it’s super convenient! Or because you get better pricing? Maybe it’s because you’re allergic to hand-to-hand combat on Black Friday? I’m a huge fan of shopping online to save time, money and brain cells. But if you have bad surfing hygiene, you’re just asking identity thieves to go on a shopping spree with your money. And it’s so easy to avoid if you know how. Which you’re about to.
Thanks for joining me here on Sileo on Security, where we believe there’s no need to fear online shopping if you surf wisely. I want to share nine habits with you over the next three episodes that will keep your digital shopping cart safer than the real thing.
Would you like to give the people you care about some peace on earth during this holiday season? Take a few minutes to pass on our 12 privacy tips that will help them protect their identities, social media, shopping and celebrating over the coming weeks. The more people that take the steps we’ve outlined in the 12 Days of Christmas, the safer we all become, collectively.
Have a wonderful holiday season, regardless of which tradition you celebrate. Now sing (and click) along with us one more time.
On the 12th Day of Christmas, the experts gave to me: 12 Happy Holidays,
11 Private Emails,
10 Trusted Charities
9 Protected Packages
8 Scam Detectors
7 Fraud Alerts
6 Safe Celebrations
Fiiiiiiiiiiive Facebook Fixes
4 Pay Solutions
3 Stymied Hackers
2 Shopping Tips
And the Keys to Protect My Privacy
Holiday Security Tips: On the sixth day of Christmas, the experts gave to me, 6 safe celebrations
Isn’t it unfortunate that holiday parties, at home or at work, are a major source of data theft? Crafty thieves are searching for smartphones, iPads, financial documents, checkbooks, credit and debit cards, laptops, client lists, thumb drives, files, mail, purses, wallets and all other sources of identity. The data on digital devices is a veritable goldmine equal to making off with the Roast Beast.
Solution: During parties, lock identity behind closed doors (and away from acquaintances)
Ignore the voice of denial (it sounds like Boris Karloff) insisting that your friends, family, co-workers, vendors, customers and colleagues wouldn’t possibly steal from you. Cindy Lou Who didn’t suspect the kindly “Santie Claus” either! I hear hundreds of stories every year after my speaking engagements with the same sad ending: the victim knows the thief! Don’t assume the worst about your guests; just don’t assume anything and protect yourself preventatively.
Holiday Security Tips: On the fifth day of Christmas, the experts gave to me, 5 Facebook fixes
In general, we share too much information on social media sites. During the holidays, we are positively intoxicated with the giving spirit! Without thinking, we share our holiday travel plans, click on seemingly charitable links or post pictures of a fun night out. And when you share with friends on Facebook, you are sharing with their friends and ultimately, most of the literate world. The problem is, some of those people aren’t really friends and only want to separate you from your holiday dollars.
Solution: Apply these five fixes to ALL of your social sharing (not just Facebook)
- Customize your privacy settings. Sixty percent of social network users are unaware that their default privacy settings let others into most of their personal information. Facebook does a decent job of explaining how to lock your privacy down(https://www.facebook.com/help/privacy) but you must spend at least 90 minutes going over the settings to properly protect yourself.
Holiday Security Tips: On the fourth day of Christmas, the experts gave to me, 4 pay solutions!
True or False?
When you use a debit card, funds are more secure because they are drawn directly from your bank.
False. While it’s true that funds are drawn directly from your bank, it actually makes it harder to get the money reimbursed while the issue is being resolved if fraud does occur.
You can receive a reimbursement for debit card fraud up to a year later.
False. Debit cards generally only reimburse fraudulent purchases if you catch them within 60 days.
It is safer to use a credit card than a debit card.
True. When you use a credit card, nothing is withdrawn from your bank account immediately. Pending transactions can take several days to clear. In addition, credit cards uniformly give you more protection than debit cards and your maximum liability is capped at $50.
Holiday Security Tips: On the third day of Christmas, the experts gave to me, 3 stymied hackers!
Although you may trust the baristas at your local coffee shop to make that perfect Gingerbread Latte, you can’t always trust the person sitting next to you. Hackers can easily tap into Wi-Fi connections at public hot spots to steal your identity information, including credit card and bank account numbers. This can be especially dangerous during the holiday season when “hotspot sniffers” come out of the woodwork using free monitoring apps like Firesheep.
Solution: Stop shopping online using free Wi-Fi hotspots.
If you must shop online while out in public, take the following precautions:
Holiday Security Tips: On the second day of Christmas, the experts gave to me, 2 shopping tips…
Black Friday and Cyber Monday will be here before you can say “Man, I ate a lot of turkey!” Malls, stores, restaurants and cafés are exceptionally busy places during the holidays. This breeds a perfect environment for data thieves to make off with your identity goodies while you shop, dine or relax. It only takes a second to steal a purse from a shopping cart, a briefcase from your car or a smartphone, iPad or laptop from an unattended café table. Solution: Lighten your load and leave excess identity at home.
- Consider taking only your mobile phone, driver’s license and one or two credit cards with you shopping to minimize the number of identity storage devices you might misplace. If you can fit the items in your pockets, your security increases. If you must have a purse, use one that zips and hangs in front of you, or consider using a backpack that stays on you at all times.
Holiday Security Tips: On the first day of Christmas, my expert gave to me, the keys to secure my privacy.
If I could give the world a gift this holiday season, it would be to make the world a safer place to trust. You deserve to know whether or not you can trust the politicians you elect, the advice you receive from your doctor and whether or not you can entrust your privacy to the websites and businesses you use every day.
Identity theft, cyber stalking, and “big data” surveillance—these byproducts of the information economy make it hard to rest easy. Every day in the news we hear about another scam, another breach of corporate data that victimizes more than 11 million Americans a year. But you don’t have to be a statistic!
Solution: Give yourself a gift by paying attention to prevention.
Why fight parking-lot-road-rage, UFC-sanctioned-psycho-shoppers and 12 a.m.-midnight-start-times on Black Friday when you can shop from the comfort of your laptop or iPad while sipping eggnog on the couch (or more likely, from your office desk)? I’m talking about Cyber Monday, of course – the day that online merchants heavily discount their products and generally give free shipping as well. By shopping online, you get most of the same deals and discounts (some of them better) without the breakneck competition common in stores the day after Thanksgiving.
Online shopping during the holidays is a convenient, green, inexpensive way to celebrate the season with less stress. In fact, it’s such an efficient way to buy gifts that cyber shoppers will spend close to $2 Billion this coming Monday. If you are one of them, take a few steps to add peace-of-mind to your peaceful holidays.