8th Day: What to Give the Person Who has Everything (and Wants to Keep it!)
Holiday Security Tips: On the eighth day of Christmas, the experts gave to me, 8 scam detectors
Most of us are too busy to monitor every form of identity that is at risk. Unfortunately, victims usually get hit when they take their eye off the ball.
Solution: Purchase a comprehensive identity monitoring service
While a partridge in a pear tree may have been appreciated in 18th century England, it’s not a very coveted item these days! Instead, help out the ones you love (and yourself!) by giving the gift of identity theft monitoring.
Traditional credit monitoring (which you can do for free at AnnualCreditReport.com) only detects a portion of identity theft. The remaining theft occurs as a by-product of non-credit loan activities (pay-day loans, etc), shared public records (court cases, real estate transactions, government filings, etc.), Internet trading sites (bought and sold on rogue websites), or in relation to medical or criminal records. It is important to monitor these forms of potential identity theft as well as your credit file. The key here is convenience; if you don’t have to do much to monitor a large portion of your identity, the work goes down while peace of mind increases. Make sure that your monitoring service has at least the following features:
- 3-in-1 Credit Monitoring from each of the bureaus (Experian, Equifax, TransUnion)
- Court & Public Record Monitoring
- Non-credit loan monitoring like pay-day loans
- Internet Surveillance for the buying and selling of your data
- Sex Offender Reports to make sure crimes aren’t being committed in your name
- Identity theft insurance to cover costs if you are affected
- Identity theft restoration services to save you time
Forget the fruitcake; buy them something they’ll truly appreciate and remember long after the holidays! On the ninth day of Christmas…
To review our tips from previous days, click here.
John Sileo is an an award-winning author and keynote speaker on identity theft, internet privacy, fraud training & technology defense. John specializes in making security entertaining, so that it works. John is CEO of The Sileo Group, whose clients include the Pentagon, Visa, Homeland Security & Pfizer. John’s body of work includes appearances on 60 Minutes, Rachael Ray, Anderson Cooper & Fox Business. Contact him directly on 800.258.8076.