Latest "Identity Theft Prevention" Posts
Click the image below for a PDF of 7 Steps to Preventing Identity Theft
Protecting your personal identity doesn’t need to be difficult. But it does take a bit of effort to minimize your digital footprint. The following action items are among the first you should take to protect yourself and your family. From there, we can go into greater detail on protecting the smartphones, laptops and Internet accounts that are increasingly being targeted.
Summary of ID Theft Protection Action Items
- Opt out of financial junk mail by registering at www.OptOutPreScreen.com.
- Shred any paper documents that would go in the trash with a durable and safe confetti document shredder.
It’s almost Cyber Monday, so tell me something – why do you shop online? Because it’s super convenient! Or because you get better pricing? Maybe it’s because you’re allergic to hand-to-hand combat on Black Friday? I’m a huge fan of shopping online to save time, money and brain cells. But if you have bad surfing hygiene, you’re just asking identity thieves to go on a shopping spree with your money. And it’s so easy to avoid if you know how. Which you’re about to.
Thanks for joining me here on Sileo on Security, where we believe there’s no need to fear online shopping if you surf wisely. I want to share nine habits with you over the next three episodes that will keep your digital shopping cart safer than the real thing.
Mark Zuckerberg Hacked Because of Weak Passwords
It seems Mark Zuckerberg might be a little lazy, or a little stupid, or at the very least a little embarrassed. The undisputed king of social media has had two of his social media accounts hacked. Granted, it was not his Facebook account—just his Pinterest and Twitter accounts, the latter of which he hasn’t used since 2012. A Saudi Arabian hacker team named OurMine has taken credit for the attack, claiming they got his password from the recent dump of information obtained in the LinkedIn data breach from 2012.
Let’s see where Mr. Zuckerberg went wrong by using the safe password development tips (in bold below) from his very own creation: Facebook.
Make sure your password is unique, but memorable enough that you don’t forget it. Supposedly, Zuckerberg’s password was “dadada”.
If I could give the world a gift this holiday season, it would be to make the world a safer place to trust. You deserve to know whether or not you can trust the politicians you elect, the advice you receive from your doctor and whether or not you can entrust your privacy to the websites and businesses you use every day.
Identity theft, cyber stalking, and “big data” surveillance—these byproducts of the information economy make it hard to rest easy. Every day in the news we hear about another scam, another breach of corporate data that victimizes more than 11 million Americans a year. But you don’t have to be a statistic!
Want more tips on how to protect yourself, your family and your wealth during the holiday season? Take a few minutes to read 12 Days to a Safe Christmas.
Come on, admit it. Don’t you feel just a little satisfaction watching 37 million adulterers exposed in the Ashley Madison hack? “They do kind of deserve to be cheated just a bit for being cheaters,” someone in one of my keynote speeches commented.
Product Review: Are identity theft monitoring services worth it?
Yes, identity theft services can be well worth the investment, especially if you ever become a victim. Imagine that your Social Security number is part of a national breach like Anthem or the Office of Personnel Management. Or it’s stolen out of your tax preparer’s office, scavenged from your trash or skimmed from your iPad as you surf on a free Wi-Fi connection. In most cases, you have no idea that your digital identity has fallen into unethical hands, usually those of organized crime, who replicate and resell it in seconds.
Click Here for a Downloadable and Printable
25 Point Travel Safety Checklist (PDF)
Here are the same tips in text format
Before you go:
- Only book through a legitimate agency or website, as there are many travel scams out there. Read the fine print before signing.
- Pay for your travel arrangements with a credit card – it gives you some control in disputing charges.
- Stop your mail before leaving so that data thieves aren’t opening your financial mail for you.
- Turn on automatic account alerts on your credit card to easily monitor all transaction (via smartphone) without having to look at statements.
- Turn on remote tracking and wiping software on your phone so that if it is lost, you can locate and/or wipe the data off from anywhere.
- Make sure that your laptop computer has long, strong, alpha-numeric password encryption (BitLocker for Windows, FileVault for Mac).
You’ve made it home safely after braving gastronomic adventures at greasy spoons, drinking from questionable water sources, and surviving white-knuckled taxi rides. Now, post those vacation pictures on social media and wrap up the loose ends of protecting your identity.
Monitor Your Accounts: Shortly after you return from your travels, pay special attention to your account statements to make sure that nothing out of the ordinary appears. If a credit card number or bank account number was stolen during your trip, this is how you will catch it early and keep it from becoming a major nightmare. Contact your provider and alert them to the breach immediately.
Get a credit report: Hopefully you’ve monitored your accounts throughout the trip. When you get home, request a report at www.annualcreditreport.com. Check your credit report for any suspicious activity. Even if you don’t see any unfamiliar transactions, that still doesn’t mean you’re safe.Identity thieves are known to take their time and act when you least expect it, so continue monitoring!
Welcome to the third (and longest!) part of our four-part series on travel safety. We’ve covered “Planning Your Trip” and what to do “Before You Go” Today we’ll go through the many important things to consider while you’re “On the Road”. Be sure to check back tomorrow for our final installment of what to do “When You Return”.
1. Travel Light:
If you don’t have to take it with you, increase your safety and leave it at home. This includes:
Checkbooks: Do not carry checks or take only one or two for an emergency, placing them with your cash in your money belt. Checking account takeover is one of the simplest crimes to commit and one of the most devastating types of financial fraud from which to recover. The easy alternative? Use a credit card or cash.