Identity theft increases a great deal when you are on the road. Start protecting yourself with these Top 5 Identity Theft Tips while traveling:
Travel Data Light. If you don’t have to take it with you, increase your safety and leave it at home. This includes checkbooks, debit cards, excess credit cards, Social Security cards and any excess digital gadgets. Simplicity is Security!
Guard Your Devices. Smartphones and tablets are as powerful as laptops. Turn on the auto-lock passcode to keep others out of your information.
Surf Protected. Stop using the free WiFi hotspots in cafes, airports and hotels, as they are constantly sniffed by cyber criminals. Instead, setup tethering between your mobile phone and tablet or laptop so that you are surfing safely.
Privacy Please! Instead of leaving loads of data unprotected in your hotel room (a major source of theft), hang your privacy sign on the door and let house cleaning know that you do not want to be disturbed. Lowering traffic lowers risk.
Mind the Lions at the Watering Hole. Take a minute to watch the video to the left to understand how increasing your awareness in airports, hotels, conferences and restaurants can save you tons of time and money.
Remember, protecting identity on the road isn’t just about you, it’s also about the data you handle in your business every day. It’s one thing to put your own identity at risk, it’s an entirely different affair to jeopardize the security of customer data, employee records or intellectual capital owned by the organization that pays you.
John Sileo is an author and recognized keynote speaker on how identity theft prevention bolsters your bottom line. Learn more about how he can inspire your organization to care about data security, social media privacy, identity management and trust leadership. Contact him directly on 800.258.8076.
Business Killers: Identity Theft and Data Breach Protection Webinar on November 10
On November 10, I will host an interactive webinar sponsored by Deluxe that will explore how small businesses can protect themselves from identity theft. As someone who lost more than $300,000 and my small business to identity theft, this is a topic I care about deeply. In addition to delivering keynote speeches at conferences, I also provide consulting and guidance to organizations like the Federal Trade Commission, Pfizer and the Department of Defense on how to best protect the sensitive data inside of their organizations.
During this multi-part webinar, I will provide simple, actionable tools and advice to help small businesses protect their data and retain information privacy. I’ll also explain how the information economy has shifted the competitive landscape and increased our data exposure. Attendees will learn the following:
The new reality: information does not equal power
How to think like a spy and apply critical thinking to the power equation
Manipulation triggers thieves use against your employees and defense techniques
Interrogation tools to uncover fraud before it erodes your profits and net worth
The world of identity theft is changing rapidly. Earlier this week Experian UK, a unit of one of the world’s largest credit-reporting agencies, hosted the 2011 Identity Theft & Fraud Forum at The Grove, a prestigious five-star resort located on the outskirts of London. The purpose of the Forum was to assemble a cross-cultural collection of thought leaders on identity theft prevention and to focus attention on Britain’s increasing financial battle with identity theft. Keynote presenters included highly regarded American identity theft expert John Sileo, Jairam Sridharan, Head of Retail Assets, Axis Bank of India and Jonathan Walsh, Head of Consulting and Analytics, Identity & Fraud at Experian.
During his afternoon presentation, Mr. Walsh revealed the results of a newly released study commissioned by Experian UK. The study found that cases of identity fraud have doubled in Britain over just the past six months and that the trend is likely to continue unless addressed.
“Britain is determined to identify the latest trends in identity theft and define leading-edge solutions to avert the costly eight ball we are behind here in the States,” says Sileo, who founded ThinkLikeASpy.com and has worked with organizations from the U.S. Department of Defense and Homeland Security to Pfizer, Blue Cross and the FDIC. “Experian UK helped all of us take a huge step in the right direction with the Forum.”
A new study produced by The Ponemon Institute and ThreatMetrix (Mobile Payments & Online Shopping – October 2011) states that only 29% of consumers use mobile banking apps on their smart phones and tablets. Of those that don’t participate, 51% cite security reasons for their lack of participation. In other words, consumers like you and I are not yet comfortable with mobile banking. And our instincts are correct! Why shouldn’t you be comfortable with mobile banking appsquite yet?
Top 7 Reasons Why Mobile Banking Apps Aren’t Yet Safe
Because most app stores (e.g., Android Marketplace) don’t review apps for security, it is very easy for criminals to post malicious apps that steal information from your mobile device (like your bank account numbers).
The average smartphone or tablet user has installed no security software on their mini-computer (that’s what smartphones and tablets are), meaning that they have only a fraction of the security of a laptop or desktop.
Detected malware developed for the Android platform alone has increased by 400% in the past year.
The technology that keeps apps separate on your smartphone or tablet doesn’t separate them out into private sandboxes, meaning that one app can read the juicy details stored in the other without much difficulty.
Information is the currency and lifeblood of the modern economy and, unlike the industrial revolution, data doesn’t shut down at dinnertime. As a result, the trend is towards hyper-mobile computing – smartphones and tablets – that connect us to the Internet and a limitless transfusion of information 24-7. It is an addiction that employers encourage because it inevitably means that we are working after hours (scanning emails in bed rather than catching up with our spouse).
In the work we do to change the culture of privacy inside of organizations, we have discovered a dilemma: iPads are not as secure as other forms of computing and are leaking significant amounts of organizational data to corporate spies, data thieves and even competing economies (China, for example, which would dearly love to pirate the recipe for your secret sauce). Do corporations, then, sacrifice security for the sake of efficiency, privacy for the powerful touch screens that offer a jugular of sensitive information?
Of course not! That’d be like driving a race car minus seat belts and air bags.
iPads provide a competitive advantage, and like generations of tools before it (the cotton gin, the PC), individuals and organizations alike will be forced to learn how to operate this equipment safely or risk the bite of intellectual property vampires. Here are 7 Simple Security Settings to help you lock down your iPad much like you would your laptop.
The typical US consumer still swipes their card, credit or debit, with those same old black magnetic stripes. And, we hold our breath and hope they work, and don’t lead to erroneous (fraudulent) charges we have to defend. The rest of the world has switched to Smart cards, according to Peter Svensson, The Associated Press, in The Denver Post. “The problem with that black magnetic stripe on the back of your card is that it’s about as secure as writing your account information on a post-card”.
Svensson comments “Smart-cards (chip-based cards) can’t be copied, which greatly reduces the potential for fraud. Smart cards with built-in chips are the equivalent of a safe: They can hide information so it can be unlocked only with the right key”.
This begs the question, why is the US lagging in this technology? How do we re-vamp our system to promote smart-card transactions? Some experts maintain that it is a lack of demand by everyone from consumers and issuing banks to retail establishments. In essence, we don’t want the added security. This, of course, is just a smoke screen to obscure the underlying issue: no one wants to pay for it. Consumer don’t feel like they should pay for the technology (through higher card fees) even if it makes them safer (Haven’t we always been pretty safe?). Banks don’t want to pay to issue higher-cost cards with chip technology (they probably think it is cheaper to weather the costs of fraud – it is not). And retailers don’t want the added expense of new, more sophisticated equipment.
Create a good password and use it only for Facebook.
Don’t share your password.
Change your password on a regular basis.
Share your personal information only with people and companies that need it.
Log into Facebook only ONCE each session. If it looks like Facebook is asking you to log in a second time, skip the links and directly type www.facebook.com into your browser address bar.
Use a one-time password when using someone else’s computer.
Log out of Facebook after using someone else’s computer.
Use secure browsing whenever possible.
Only download Apps from sites you trust.
Keep your anti-virus software updated.
Keep your browser and other applications up to date.
Don’t paste script (code) in your browser address bar.
Use browser add-ons like Web of Trust and Firefox’s NoScript to keep your account from being hijacked.
Beware of “goofy” posts from anyone—even Friends. If it looks like something your Friend wouldn’t post, don’t click on it.
Scammers might hack your Friends’ accounts and send links from their accounts. Beware of enticing links coming from your Friends.
You already know that every word you type on your browser is being tracked and used to profile and deliver highly-relevant advertisements to you (Big Brother Lives in Your Browser). And you know that most websites install “cookies” onto your computer in order to store relevant information about you (account numbers) that make surfing more convenient, and to gather information that allows advertisers to know more about you. You probably even know how to delete them.
But new research has shown that deleting cookies doesn’t always help. A new breed of cookies, called supercookies, can reconstruct all of your profile history even after the cookie has been deleted. MSN.com and Hulu.com just got caught using supercookies to track your surfing habits in stealth mode (you have no way of knowing that it’s happening, and you can’t do anything about it). The Wall Street Journal had this to say about supercookies and history stealing:
Hulu and MSN were installing files known as “supercookies,” which are capable of re-creating users’ profiles after people deleted regular cookies… The spread of advanced tracking techniques shows how quickly data-tracking companies are adapting their techniques… ["history stealing"] peers into people’s Web-browsing histories to see if they previously had visited any of more than 1,500 websites, including ones dealing with fertility problems, menopause and credit repair… Supercookies are stored in different places than regular cookies… | WSJ 8/18/11 | Supercookies on WSJ for non-subscribers.
Why You Should Share Facebook Privacy Settings with Friends
A true friend does more than just post updates about their conquests on your wall. They share information with you that makes your life better, even if it isn’t exactly what you want to hear. And you do the same for them. But are your friends unwittingly sharing too much information about you with others (strangers, advertisers, app developers, scammers)? Probably. For example, if they (or you) haven’t customized your privacy settings lately, you are giving Facebook permission to:
Publish your name, photo, birth date, hometown and friend list to everyone?
Indirectly share your restricted data with outsiders through your friends?
Let your friends check you in to embarrassing locations where you aren’t?
Post your Likes as advertisements on friends’ walls using your name?
Authorize Google to index, access and share your information on the web?
Taking simple steps will make a significant difference. Start with the 7 Facebook Privacy Settings below and ask your friends to do the same. It benefits their privacy andyours. The video to the left quickly walks you through how to get to each level of privacy setting. If the video is too small for you to see the pointer, simply click on the four arrows in the bottom right-hand corner of the video viewer (to the right of the YouTube logo) to view in full-screen mode. For better resolution, use the drop down menu to switch to 720 HD.
I love my job as a keynote speaker. To be honored as one of only 570 Certified Speaking Professionals on the planet this past month was icing on the cake, and confirmation that we’d finally made it through that which almost destroyed our family.
Just a few years ago I thought I might go to jail for crimes that someone else committed using my identity. I lost nearly everything, including my business, my reputation and lots of money. Who would have thought then that all of the pain we experienced as a family would be turned into a highly satisfying career as an author and professional keynote speaker? Every day I get to go to work with the enviable conviction of empowering people to protect their privacy from identity theft, social media exposure and human manipulation. I get to steer people and corporations away from making the significant mistakes I did. It is vastly fulfilling.
And now, after five hard years on the speaking circuit, to be awarded the CSP by such highly accomplished peers in NSA, the National Speakers Association, satisfies me beyond words. If you’ve heard the details of my story and know how much it cost my family (I was basically absent in their lives for two full years), you’ll especially love how elegantly everything has come full circle. Sophie (my daughter, and the person who woke me out of my victim-induced stupor to become an author and a speaker), whispered to my row of supporters just as I was walking across the stage, “everyone stand up when dad gets his award.”
Tools and tips for bulletproofing yourself against identity theft, data breach and corporate espionage. Subscribe to the newsletter and get John Sileo's 7 Survival Strategies for Starving Data Spies for FREE!